Terms of Use

Terms of Use


Michael A. Siddons and its subsidiaries operate a family of Web sites and associated Web pages. Any person accessing or using the Michael A. Siddons Website is referred to as "you".

Acceptance of Terms

By accessing or using any part of this website or the services provided on it or other Web sites as set forth below (collectively, the "Services"), you agree to accept and comply with the terms, conditions, and notices stated herein and as may be modified by Michael A. Siddons from time-to-time without notice to you (the "Terms of Use"). These Terms of Use constitute a binding contract between Michael A. Siddons and you. You are responsible for regularly reviewing the Terms of Use. You can review the most current version of the Terms of Use at any time. If you do not wish to be bound by these Terms of Use, please do not access or use any part of the website or network.

Additional terms may govern use of certain Web sites or Web pages within the Michael A. Siddons Family. In the event that any provision, term or guideline contained on a particular Web site or Web page in the Michael A. Siddons Family conflicts with the Terms of Use, the terms of such Web site or Web page shall control over the Terms of Use except with respect to the General Terms set forth below, which shall at all times control.

General Use of Michael A. Siddons Family

Unless specified otherwise, Michael A. Siddons offers you access to the Michael A. Siddons solely for your personal and non-commercial uses. You agree to only access or use the Michael A. Siddons only for legal purposes that are permitted by the Terms of Use. Among other things, you agree not to:

except with the express written permission of Michael A. Siddons, modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, frame in another Web page, use on any other Web site, transfer or sell any information, software, lists of users, databases or other lists, products or services provided through or obtained from the Michael A. Siddons Family, including without limitation, engaging in the practices of "screen scraping," "database scraping," or any other activity with the purpose of obtaining lists of users or other information; damage, disable, overburden, or impairMichael A. Siddons or interfere with any other party’s use and enjoyment ofMichael A. Siddons; obtain or attempt to obtain any materials or information through any means not made readily accessible by Michael A. Siddons throughMichael A. Siddons.

Except with the express written permission of Michael A. Siddons, you agree that you will not access or attempt to access password protected, secure or non-public areas ofMichael A. Siddons.

Except with the express written permission of Michael A. Siddons, you agree that you will not create links from any Web site or Web page to any page within Michael A. Siddons; provided however upon prior written notice to Michael A. Siddons, you may create a link directly to any of Michael A. Siddons home pages. The origin of any link to any Michael A. Siddons home page must be accompanied by a clear and prominent attribution indicating that the link is connected to the Michael A. Siddonshome page. By creating a link toMichael A. Siddons, you agree that (a) you will not employ any technology that results in the placement of content from Michael A. Siddons in a frame and/or a reduced pop-up window and/or any other display mechanism which changes appearance of Michael A. Siddons from how it would appear if a user typed the URL in a typical browser line, (b) your site shall not display content or link to other web sites that contain content that is illegal, obscene, indecent, disparaging, discriminating or otherwise offensive, (c) you have duly registered your domain name and possess all rights necessary to use the same, and (d) you shall not in any manner access, collect, store, disclose, transfer or use any information obtained or derived from a user’s access to or use ofMichael A. Siddons. Michael A. Siddons reserves the right to revoke your permission to create such link at any time in its sole discretion and you agree to immediately cease using the link at any time that Michael A. Siddons so requests.

You agree that Michael A. Siddons may in its sole discretion and at any time terminate your access to and use ofMichael A. Siddons, or any part thereof, with or without notice. You further agree that use ofMichael A. Siddons and any of its Services shall be immediately terminated if you violate these Terms of Use. In addition, Michael A. Siddons reserves the right, in its sole discretion, to modify or discontinue the Services or any portion thereof, with or without notice, and without liability to you.

The Services provided throughMichael A. Siddons may also be located on third party Web sites or applications, via a link, click-through advertising, or otherwise. Nothing contained in any of these Services is an offer or promise by Michael A. Siddons to sell a specific product for a specific price or that any advertiser will sell any product or service for any purpose or price or on any specific terms. In addition, Michael A. Siddons does not make any representation or warranty with respect to such third party Services, and is not responsible for their accuracy, sufficiency, veracity, completeness, or timeliness. You are responsible for confirming the sufficiency and reliability of any third party Services, and you hereby release Michael A. Siddons from any and all claims, demands, liability and damages (actual or consequential) of every kind and nature, known and unknown, suspected or unsuspected, disclosed or undisclosed, arising out of or in any way connected with your use of such Services. Further, please note that certain of the interactive Services may be financial or mortgage tools that provide information and customized information based on user-inputted data. These tools are for the purpose of performing calculations, and are not an offer to lend. Interest rates shown are for demonstration purposes only. Actual market interest rates may vary.

Please note that you may be subject to additional and/or different terms, conditions, and privacy policies when you use third party Services, Content (as defined below), software or sites.

Content Contained inMichael A. Siddons

Michael A. Siddons and all of its contents including, but not limited to, all information, text, messages, images, photos, illustrations, designs, icons, video clips, sounds, files, trademarks, copyrighted material, trade dress, software, specifications, catalogs, literature, technical information, advertisements and other content or materials onMichael A. Siddons(collectively, "Content") is owned by Michael A. Siddons and/or third parties with all rights reserved unless otherwise noted.. Michael A. Siddons grants you a limited license to access and useMichael A. Siddons and Content solely for informational, personal and non-commercial purposes (including printing individual pages fromMichael A. Siddons provided that you retain all copyright and other proprietary notices contained thereon). You are strictly prohibited from downloading (other than page caching) modifying, or making any other use of Michael A. Siddons or Content, except with express written consent of Michael A. Siddons. You understand that all third party Content posted on, transmitted through, or linked from the Michael A. Siddons Family, is the sole responsibility of the third party originator of such Content. Content is provided throughMichael A. Siddons AS IS, and you agree that the use of and reliance on any Content is at your own risk, and that under no circumstances shall Move be liable for any Content or for any loss or damage of any kind incurred as a result of the use of any Content made available via the Services.

You acknowledge that Michael A. Siddons does not screen or approve third-party Content, and that Michael A. Siddons shall have the right (but not the obligation) in its sole discretion to refuse, modify, delete or move any Content that is available viaMichael A. Siddons, for any reason.

Content You Provide

To the extent that you post, upload, input, submit or otherwise transmit (collectively, "Transmit" or "Transmitting" as appropriate) Content on or throughMichael A. Siddons, you agree to provide true, accurate and complete information and to refrain from impersonating or falsely representing your affiliation with any person or entity. You are entirely responsible for all Content that you provide or otherwise make available viaMichael A. Siddons. You also warrant and represent that you own or otherwise control all of the rights to such Content including, without limitation, all the rights necessary for you to Transmit such Content, and to transfer your or others’ interests in such Content to Michael A. Siddons as provided below.

You promise that you will not useMichael A. Siddons to:

Transmit any Content not related to appropriate subject matters; which is misleading to others, including consumers; that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, or racially, ethnically or otherwise objectionable; that you do not have a right to post and transmit under any law or under contractual relationships; such that such posting, uploading, or transmission constitutes the infringement of any patent, trademark, trade secret, copyright or other proprietary rights of any party; and materials that contain software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; or intentionally or unintentionally violate any applicable local, state, national or international law, or any regulations having the force of law.

By Transmitting Content toMichael A. Siddons, you grant, and you represent and warrant that you have the right to grant, to Michael A. Siddons an irrevocable, perpetual, non-exclusive, fully paid, worldwide license to use, copy, perform, display, and distribute the Content and to prepare derivative works of, or incorporate into other works, the Content, and to grant and authorize sublicenses (through multiple tiers) of the foregoing. Furthermore, by posting Content to any public area ofMichael A. Siddons, you grant Michael A. Siddons all rights necessary to prohibit any subsequent aggregation, display, copying, duplication, reproduction, or exploitation of the Content onMichael A. Siddons by any party for any purpose.

Michael A. Siddons is committed to maintaining the privacy and security of any and all such information that you provide to Michael A. Siddons through the Michael A. Siddons Family in accordance with its Privacy Policy. Please click here to review the Michael A. Siddons Privacy Policy.

Applicable Law

This Terms of Use is governed by the laws of every state. without regard to conflicts of laws principles. You hereby consent to the exclusive jurisdiction and venue of courts sitting in all states in all disputes arising out of or relating to accessing or using ofMichael A. Siddons. Access or use ofMichael A. Siddons is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and Michael A. Siddons as a result of the Terms of Use or accessing or usingMichael A. Siddons. Michael A. Siddons’s performance under the Terms of Use is subject to existing laws and legal process, and nothing contained in the Terms of Use is in derogation of Michael A. Siddons’s right to comply with governmental, court and law enforcement requests or requirements relating to your access or use ofMichael A. Siddons or information provided to or gathered by Michael A. Siddons with respect to such use.

Interpretation of the Terms of Use

If any part of the Terms of Use is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations contained herein, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Terms of Use shall continue in effect. Unless otherwise specified herein (or in any other definitive written agreement between you and Michael A. Siddons), the Terms of Use constitutes the entire agreement between you and Michael A. Siddons with respect toMichael A. Siddons and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and Michael A. Siddons with respect toMichael A. Siddons. A printed version of the Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to the Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

Disclaimer of Warranties


All materials onMichael A. Siddons (as well as the organization and layout ofMichael A. Siddons) are owned and copyrighted or licensed by Michael A. Siddons, its corporate affiliates or its third-party vendors. © Michael A. Siddons 2012 all rights reserved. No reproduction, distribution, or transmission of the copyrighted materials onMichael A. Siddons is permitted without the written permission of Michael A. Siddons. Any rights not expressly granted herein are reserved.

Pursuant to Title 17, United States Code, Section 512, notifications of claimed copyright infringement should be sent to Michael A. Siddons’s Designated Agent set forth below. All inquiries must be filed in accordance with Title 17, United States Code, Section 512.