Facing Sheriff Sale in Luzerne County? You Have Options.

If you’ve received notice that your Luzerne County home is scheduled for sheriff sale, don’t give up. Federal law provides Chapter 13 bankruptcy — a powerful tool that can immediately stop your foreclosure and give you a structured path to keep your home.

We serve homeowners throughout Luzerne County and the Wyoming Valley, including Wilkes-Barre, Hazleton, Nanticoke, Kingston, and Pittston. Luzerne County consistently has over 100 properties listed for sheriff sale, reflecting the ongoing need for foreclosure defense in northeast Pennsylvania.

How Chapter 13 Bankruptcy Saves Your Home

✅ Stops your sheriff sale immediately — The federal automatic stay halts all foreclosure proceedings the moment your petition is filed.

✅ You stay in your home — Chapter 13 is designed for homeowners. You remain in your home throughout the repayment process.

✅ Missed payments are restructured — Mortgage arrears spread into affordable payments over 3–5 years.

✅ Other debts reduced or eliminated — Credit cards, medical bills, and unsecured debts addressed in your plan.

✅ Creditor harassment ends — No more collection calls, threatening letters, or wage garnishments.

✅ Your lender must accept the plan — If it meets federal requirements, your mortgage company must comply.

Luzerne County Sheriff Sale Process

Luzerne County lists sheriff sales on its dedicated website at sheriffsale.luzernecounty.org. Sales are held at the Luzerne County Courthouse in Wilkes-Barre.

Listing system: County website (sheriffsale.luzernecounty.org)

Courthouse: Luzerne County Courthouse, 200 N. River Street, Wilkes-Barre, PA 18711

If your property is on the Luzerne County sheriff sale list, contact us immediately. We can often file within days.

Frequently Asked Questions — Luzerne County Foreclosure

How do Luzerne County sheriff sales work?

Luzerne County publishes sale listings on sheriffsale.luzernecounty.org. Properties are auctioned at the courthouse in Wilkes-Barre. Filing Chapter 13 will halt the sale process.

Is Chapter 13 available for Luzerne County residents with lower incomes?

Chapter 13 requires regular income but has no minimum amount. Many homeowners with modest incomes successfully complete plans.

Can I keep my car during a Luzerne County Chapter 13?

Yes. Car loans can be included in your plan, and in some cases, the interest rate or principal can be reduced.

What courts handle Luzerne County bankruptcy cases?

Luzerne County cases are filed in the U.S. Bankruptcy Court for the Middle District of Pennsylvania. We handle all filings and appearances on your behalf.

Get Help Now

Don’t wait to save your Luzerne County home. Contact Siddons Law Firm for a free, confidential consultation.

Related Resources

• Chapter 13 Bankruptcy Overview
• Complete Guide to Filing Bankruptcy in PA
• Bankruptcy FAQ
• Foreclosure Help in Lackawanna County
• Foreclosure Help in Monroe County
• Foreclosure Help in Carbon County

This communication is from a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.