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What Is Lien Stripping?

What Is Lien Stripping?

With the housing crash in 2008, many people found themselves “underwater” on their mortgages, which means the amount of the mortgage loan is higher than the value of the property that secures the mortgage. In addition, many people had taken out second or third mortgages because of low interest rates and the culture of spending … Continue reading What Is Lien Stripping?

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Bankruptcy Halts Judgments

Bankruptcy Halts Judgments

Running a business is challenging. In addition to meeting the production goals of the corporation, one must also stay current with payroll, pay the mortgage or lease agreement, and cover the costs and expenses necessary to run the business. Often, the money that is to be paid out exceeds the money that is coming in … Continue reading Bankruptcy Halts Judgments

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Do I Really Have To List All of my Credit Cards in my Bankruptcy?

Do I Really Have To List All of my Credit Cards in my Bankruptcy?

Many households that may be facing financial difficulties have several different credit card accounts. While credit cards can get you into financial trouble due to high interest rates and ballooning balances, some credit cards can have benefits for your household. Certain accounts may offer rewards such as airline miles or cash back that can help … Continue reading Do I Really Have To List All of my Credit Cards in my Bankruptcy?

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An Alarming Number of Millennials Are Filing For Bankruptcy

An Alarming Number of Millennials Are Filing For Bankruptcy

Bankruptcy is often thought of as something for individuals with little income who have gotten themselves in debt, on the other end of the spectrum, corporations trying to navigate the twists and turns of the economy. However, there is another category of bankruptcy filers that has been increasing in recent years – Millennials. There are … Continue reading An Alarming Number of Millennials Are Filing For Bankruptcy

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