Facing Sheriff Sale in Lehigh County? You Have Options.
If you’ve received notice that your Lehigh County home is scheduled for sheriff sale, you may feel like there’s nothing you can do. That’s not true. Federal law provides a powerful tool called Chapter 13 bankruptcy that can immediately stop your foreclosure and give you a structured path to keep your home.
We represent homeowners throughout Lehigh County, including Allentown, Bethlehem, Emmaus, Whitehall Township, South Whitehall Township, Upper Macungie, Lower Macungie, Salisbury Township, Catasauqua, and Coopersburg. Lehigh County has seen increased foreclosure activity in recent years, and many homeowners are unaware that Chapter 13 can provide immediate relief.
How Chapter 13 Bankruptcy Saves Your Home
Chapter 13 bankruptcy is specifically designed for individuals with regular income who want to keep their property while catching up on missed payments. Here’s what it does for you:
✅ Stops your sheriff sale immediately: The federal automatic stay halts all foreclosure proceedings the moment your Chapter 13 petition is filed with the bankruptcy court.
✅ You stay in your home: Unlike Chapter 7, Chapter 13 is specifically designed to help you keep your property while restructuring your debts.
✅ Catch up on missed payments: Your repayment plan spreads missed mortgage payments over 3–5 years, making them manageable alongside your regular mortgage.
✅ Stop creditor harassment: All collection calls, letters, wage garnishments, and lawsuits must stop immediately under the automatic stay.
✅ Reduce other debts: Credit card balances, medical bills, and other unsecured debts may be significantly reduced through your plan.
Lehigh County Sheriff Sale Process
In Lehigh County, the sheriff sale process begins after your mortgage lender files a foreclosure complaint in the Lehigh County Court of Common Pleas. After a judgment is entered, your home is scheduled for sheriff sale, which is conducted by the Lehigh County Sheriff’s Office. These sales are typically held monthly. Once you receive a sheriff sale notice, time is critical — but even at the last minute, filing a Chapter 13 petition can stop the sale.
Attorney Michael Siddons has extensive experience filing emergency Chapter 13 petitions in Lehigh County to stop sheriff sales, sometimes with just days to spare. Our office can prepare and file your petition quickly when time is of the essence.
Frequently Asked Questions — Lehigh County Foreclosure
How do I check if my Lehigh County home is listed for sheriff sale?
Lehigh County sheriff sales are posted through the Lehigh County Sheriff’s Office. You can check their listings online or contact the office directly. If you find your property listed, contact us immediately — we can often stop the sale even at the last minute.
Can Chapter 13 help with my Lehigh County property tax delinquency?
Yes. If you owe back property taxes to Lehigh County, Chapter 13 allows you to pay those arrears over the life of your 3–5 year repayment plan while keeping your home. This prevents a tax sale of your property.
What makes Siddons Law different from other Lehigh County bankruptcy firms?
Attorney Michael Alan Siddons holds the prestigious Martindale-Hubbell AV rating — the highest rating available for legal ability and ethical standards. Our firm has helped hundreds of Pennsylvania homeowners stop foreclosure through Chapter 13 bankruptcy, and we understand the specific procedures of the Lehigh County Court of Common Pleas.
Is there an income limit for filing Chapter 13 in Lehigh County?
There is no strict income limit, but you must have regular income sufficient to fund a repayment plan. Your unsecured debts must be below $2,750,000. During your free consultation, we’ll evaluate your specific financial situation to determine if Chapter 13 is right for you.
Get Help Now
If you’re facing foreclosure or sheriff sale in Lehigh County, don’t wait. Every day matters. Contact Siddons Law Firm today at (610) 255-7500 for a free consultation. We are a federally designated Debt Relief Agency and proudly help people throughout Lehigh County file for bankruptcy relief under the United States Bankruptcy Code.