Facing Sheriff Sale in Berks County? You Have Options.

If you’ve received notice that your Berks County home is scheduled for sheriff sale, you may feel like there’s nothing you can do. That’s not true. Federal law provides a powerful tool called Chapter 13 bankruptcy that can immediately stop your foreclosure and give you a structured path to keep your home.

We represent homeowners throughout Berks County, including Reading, Wyomissing, Kutztown, and all surrounding areas. Berks County has seen increased foreclosure activity in recent years, and many homeowners are unaware that Chapter 13 can provide immediate relief.

How Chapter 13 Bankruptcy Saves Your Home

Chapter 13 bankruptcy is specifically designed for individuals with regular income who want to keep their property while catching up on missed payments:

✅ Stops your sheriff sale immediately: The federal automatic stay halts all foreclosure proceedings the moment your Chapter 13 petition is filed.

✅ You stay in your home: Unlike Chapter 7, Chapter 13 is designed for homeowners. You remain in your home throughout the repayment process.

✅ Missed payments are restructured: Mortgage arrears are spread into affordable monthly payments over 3–5 years.

✅ Other debts can be reduced or eliminated: Credit cards, medical bills, and unsecured debts can be addressed in your plan.

✅ Creditor harassment ends: No more collection calls, threatening letters, or wage garnishments.

✅ Your lender must accept the plan: If it meets federal legal requirements, your mortgage company must comply.

Berks County Sheriff Sale Process

Berks County sheriff sales are published through the CountySuite system at sheriffsale.countyofberks.com. Sales are typically held monthly at the Berks County Courthouse in Reading.

Sheriff sale listing system: CountySuite (sheriffsale.countyofberks.com)

County courthouse: Berks County Courthouse, 633 Court Street, Reading, PA 19601

If your property appears on the Berks County sheriff sale list, time is of the essence. Contact us immediately for a free evaluation.

Frequently Asked Questions — Berks County Foreclosure

How do I check if my Berks County home is listed for sheriff sale?

Berks County maintains its sheriff sale listings online at sheriffsale.countyofberks.com. You can search for your property by address. If you see your home listed, contact us immediately for a free consultation.

Can Chapter 13 help with my Berks County property tax delinquency?

Absolutely. Delinquent property taxes can be included in your Chapter 13 repayment plan and paid over 3–5 years. This prevents a tax sale while allowing you to catch up gradually.

What makes Siddons Law different from other Berks County bankruptcy firms?

We combine personalized attention with extensive experience in Chapter 13 foreclosure defense. Attorney Michael Siddons is admitted in PA, NJ, MD, and NY, and holds an LL.M in Taxation, giving us a sophisticated understanding of the financial issues in your case.

Is there an income limit for filing Chapter 13 in Berks County?

There is no income minimum, but there is a debt limit. As of 2024, your total debts must not exceed approximately $2.75 million. Most homeowners easily qualify. We evaluate your eligibility during your free consultation.

Get Help Now

Don’t wait until it’s too late to save your Berks County home. Contact Siddons Law Firm for a free, confidential consultation.

Related Resources

• Chapter 13 Bankruptcy Overview
• Complete Guide to Filing Bankruptcy in PA
• Bankruptcy FAQ
• Foreclosure Help in Chester County
• Foreclosure Help in Lancaster County
• Foreclosure Help in Schuylkill County

This communication is from a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.