Facing Sheriff Sale in Monroe County? You Have Options.

If you’ve received notice that your Monroe County home is scheduled for sheriff sale, don’t give up. Federal law provides Chapter 13 bankruptcy — a powerful tool that can immediately stop your foreclosure and give you a structured path to keep your home.

We represent homeowners throughout the Poconos and Monroe County, including Stroudsburg, East Stroudsburg, Mount Pocono, and Tobyhanna. Many Monroe County homeowners purchased during the Poconos housing boom and have been affected by changing property values, making Chapter 13 an important tool.

How Chapter 13 Bankruptcy Saves Your Home

✅ Stops your sheriff sale immediately — The federal automatic stay halts all foreclosure proceedings the moment your petition is filed.

✅ You stay in your home — Chapter 13 is designed for homeowners. You remain in your home throughout the repayment process.

✅ Missed payments are restructured — Mortgage arrears spread into affordable payments over 3–5 years.

✅ Other debts reduced or eliminated — Credit cards, medical bills, and unsecured debts addressed in your plan.

✅ Creditor harassment ends — No more collection calls, threatening letters, or wage garnishments.

✅ Your lender must accept the plan — If it meets federal requirements, your mortgage company must comply.

Monroe County Sheriff Sale Process

Monroe County sheriff sales are conducted through the Bid4Assets online platform. Properties are listed with court case numbers, addresses, and minimum bid amounts.

Listing system: Bid4Assets (bid4assets.com)

Courthouse: Monroe County Courthouse, 610 Monroe Street, Stroudsburg, PA 18360

If your property is on the Monroe County sheriff sale list, contact us immediately. We can often file within days.

Frequently Asked Questions — Monroe County Foreclosure

Can Chapter 13 help with my Poconos vacation home foreclosure?

Chapter 13 can protect second homes and vacation properties. You may even be able to modify mortgage terms on non-primary residences.

How are Monroe County sheriff sales different?

Monroe County uses the Bid4Assets online platform rather than in-person courthouse auctions. Filing Chapter 13 triggers the automatic stay regardless of format.

What if I bought my Monroe County home with an FHA loan?

FHA-backed mortgages are fully subject to Chapter 13 protections. The automatic stay stops foreclosure on FHA loans just like conventional mortgages.

How far in advance should I contact a lawyer?

As soon as possible. While we can file emergency petitions within days, more preparation time results in a stronger case.

Get Help Now

Don’t wait to save your Monroe County home. Contact Siddons Law Firm for a free, confidential consultation.

Related Resources

• Chapter 13 Bankruptcy Overview
• Complete Guide to Filing Bankruptcy in PA
• Bankruptcy FAQ
• Foreclosure Help in Carbon County
• Foreclosure Help in Luzerne County
• Foreclosure Help in Lackawanna County

This communication is from a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.