Short Answer: It’s Because I Care About My Clients Here at Siddons Law, I deal with many clients who say that they don’t have the money to file for bankruptcy. This is a sad state of affairs because, for many of my clients, bankruptcy is the only option they have for turning their financial situation …
Why I Provide $0 Down Bankruptcy And Almost No One Else Does Read More »
Bankruptcy Is Not Nearly As Scary As Most People Think For most people, “bankruptcy” is a scary word: it conjures fears of ruined credit, loss of employment, and a bleak financial future. We at Siddons Law want to put those fears to rest. While bankruptcy does have consequences, those consequences are not nearly as bad …
Many Pennsylvania residents are unaware filing for Chapter 7 bankruptcy affords them the opportunity to discharge income tax debt, in addition to other common forms of debt. In order to discharge income debt, filers must meet certain criteria before qualifying under Chapter 7 bankruptcy.
You may be eligible for lien stripping if the value of your property is worth less than your mortgage.
Bankruptcy involves many different rules, procedures, and requirements throughout the process. You must be careful to meet all of the requirements and follow the rules in order to ensure you are granted a discharge by the bankruptcy court at the end of your case. Having the guidance of a skilled bankruptcy attorney is critical to …
3 Things You Should NOT Do Before Filing For Bankruptcy Read More »
Many people hesitate to even consider filing for bankruptcy because they fear a bankruptcy on their credit report will destroy their future credit and financing prospects. Specifically, many people believe that it will be impossible to be approved for a mortgage to purchase a home if they have a bankruptcy in their past. However, you …
Involuntary Bankruptcy Explained Like all bankruptcy laws, the language surrounding the idea of an involuntary bankruptcy can be convoluted, and to many consumers, the fact that this concept even exists is a novel one. We hear an awful lot these days about individuals and groups filing bankruptcy, but very little about the idea of an …
Bankruptcy Can Halt a Judgment Against you Running a business is challenging. In addition to meeting the production goals of the corporation, one must also stay current with payroll, pay the mortgage or lease agreement, and cover the costs and expenses necessary to run the business. Often, the money that is to be paid out …
Many households that may be facing financial difficulties have several different credit card accounts. While credit cards can get you into financial trouble due to high interest rates and ballooning balances, some credit cards can have benefits for your household. Certain accounts may offer rewards such as airline miles or cash back that can help …
Do I Really Have To List All of my Credit Cards in my Bankruptcy? Read More »
Anyone who has ever before faced down a mountain of debt will know all too well the desperate feeling of being out of options. Truth be told, there are very few available to get out of debt: you can fully pay it off, settle for some smaller amount, or go ahead and file for bankruptcy. …