Auto Accidents

If you've been hurt in a car accident, call personal injury attorney Michael Sidons today for a consultation to get compensation for your injuries. Unfortunately, people are injured in auto accidents every day. Because of this, all drivers need to understand what to do after an accident occurs, what rights they have, and how to determine whether to accept an insurance settlement or file a lawsuit.

When to File an Auto Accident Claim


 

Filing an auto accident claim through your or the other driver’s auto insurance policy can often save time, money, and produce a fair result. Because of this, filing a claim is typically the first step a person should take in order to receive compensation for damages caused by an auto accident.

In most cases, if you were injured in an automobile accident, you must report the accident to the insurance company within 24 hours of the incident so that the insurance company can begin investigating your claim. However, if the injured party is receiving medical treatment, he or she should not accept a settlement offer until a complete understanding of how severe the injury is and what type of treatment is needed is given. Retain a car accident lawyer today get all the information needed.

People who are injured in an auto accident should also contact a personal injury lawyer as soon as possible if they think they might need to file a lawsuit. Each state has specific deadlines in which car accident lawsuits need to be filed.

Auto Accidents

Determine Fault in an Auto Accident

Determining fault in an auto accident depends on the state laws, as well as the circumstances of the accident. If the accident occurred in a fault state, the driver who caused the accident is responsible for damages.


 

However, if the accident occurs in a no-fault state, the drivers involved in the accident file a claim with their own insurance companies for medical expenses incurred. Driver’s in no-fault states are required to carry Personal Injury Protection coverage, also known as first-party benefits, which covers the policyholder’s medical bills up to the policy’s threshold. Even though the state’s laws require drivers to file medical claims with their own insurance company after an accident, the driver who caused the accident is responsible for the cost of property damage.

If the injured party does not settle with the insurance company, and decides to file a personal injury lawsuit, the injured party’s lawyer needs to prove to the court that the accident was the other driver’s fault. In order to do this, people involved in an auto accident should always:

  • Take pictures at the scene of the accident, if possible
  • Document every medical appointment, treatment, and medication needed as a result of the accident
  • Track any days that work was missed, and the amount of wages lost, due to the accident
  • File a police report
  • Keep copies of any bills related to the accident
  • Seek medical treatment
  • Keep detailed records of the conversations had with the insurance company, including the name and contact information of the person representing the insurance company
  • Keep track of any daily routine changes that are a result of injuries from the car accident
When To File An Auto Accident Claim

Auto Accident Victim Rights

Car accident victims need to know their rights, not only so that they can be properly compensated, but also so that they do not accidentally say something that could later be used against them in a court of law. Auto accident victims have the right to:


  • Deny giving a statement to the other driver’s insurance company or signing any documents before getting advice from a lawyer
  • Seek damages for physical, emotional, and financial loss suffered as a result of the car accident
  • Sue any parties that may have been fully or partially involved in the accident, such as the trucking company that employs the truck driver who caused the accident

Auto Accident Liability

In the event of an auto accident, liability for that accident can extend beyond the driver who caused the accident. In some cases, someone else might be held responsible for the accident, including:

  • The at-fault driver’s employer if the driver is driving a company-owned vehicle during work hours.
  • Parents of a minor child
  • The owner of the vehicle if the owner allowed a person who was incompetent or unfit drive the car. Drivers are typically considered unfit or incompetent if they are intoxicated, underage, unlicensed, have a record of reckless driving, have an illness that affects operating a motor vehicle, or inexperienced -- such as an underage child with only a learners permit.
Auto Accident Victim Rights
INVOLVED IN AN AUTO ACCIDENT? CONTACT AN ATTORNEY TODAY!
 
 

 

Auto Accidet Attorney

If you are involved in an auto accident that resulted in extensive property damage or injuries, you should contact an auto accident attorney as soon as possible. Experienced auto accident attorneys have the knowledge needed to guide you through the process of settling an auto insurance claim or filing a lawsuit. How to find a car crash lawyer?  Contact Michael Siddons today.