SSDI Offset: Coordinating Workers’ Comp and Social Security Disability
Many injured workers qualify for both workers’ comp and SSDI. The trick is structuring the comp settlement so the SSDI offset does not destroy the lifetime benefit.
The Detail
The combined workers’ comp and SSDI benefit cannot exceed 80% of pre-injury average current earnings. When they would, SSDI is offset. Structured settlements with specific amortization language can minimize that offset — but only if drafted correctly.
What This Means for Your Case
Every workers’ compensation case turns on the specific facts and the specific state’s law. The general principles in this post apply across Pennsylvania, New Jersey, New York, and Maryland, but the deadlines, procedures, and benefit formulas differ in important ways state to state.
Next Step
If you’ve been injured on the job and your claim is being contested, delayed, or under-settled, contact Siddons Law Firm for a free case review. We represent injured workers across PA, NJ, NY, and MD on a contingency basis — no fee unless we recover for you.
